Cutting Costs

Budgeting a Family of Four

When I was a child, money was the least of my concerns or worries. My mom would give me a $1 bill and I thought I was rich!  I could now afford the barn of my dreams & all the cows in the world.  (I was a farm kid!)  But as I got older the worth of that dollar became a whole lot less.  I was graduated high school with a full time job and rolling in the dough! (Or so I thought)  See, I was still living at my parent’s house….bill free!  Not a worry in the world about money problems.  I went out with my friends every weekend, bought all those new brand name shoes and jeans.  I was living large.  Keep in mind I was only making $9/hour at the time. A few years passed and I moved out of my momma’s house and in with my…